Mai mult de jumătate din populaţia bancarizată nu a efectuat nicio comparaţie între oferte înainte de a achiziţiona un produs financiar bancar, în timp ce doar 41% dintre respondenţi au declarat că au citit contractul în întregime, reiese din studiul „Nivelul de educaţie financiară al românilor” comandat de Asociaţia Română a Băncilor (ARB) şi realizat de compania GFK România. Opt din 10 utilizatori de produse bancare citesc cel puţin parţial contractul, iar dintre aceştia 80% declară că nu au găsit decât puţine neclarităţi / sau deloc în acest document.
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Jumătate din respondenţi consideră că şcoala ar trebui să se ocupe de educaţia financiară a populaţiei, această instituţie fiind urmată de mass – media şi bănci în topul percepţiilor populaţiei privind responsabilitatea instituţiilor cu privire la educarea financiar bancară.