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Au început înregistrările pentru finala națională a European Money Quiz, un concurs de educație financiară pentru elevii cu vârste cuprinse între 13-15 ani. Înregistrați-vă acum pentru a lua parte la concursul naţional care va avea loc joi, 28 martie, ora 14:00, când clasele din România vor concura între ele în timp real, pentru a ajunge în finalele europene, de la Bruxelles.

European Money Quiz este o inițiativă comună lansată la nivelul Federației Bancare Europene (FBE), care este implementată în România de Asociația Română a Băncilor (ARB), în calitate de membră a FBE, printr-un parteneriat educaţional cu Institutul Bancar Român (IBR).

Ministerul Educatiei Nationale, Banca Nationala a Romaniei, Ministerul Finantelor Publice, Autoritatea de Supraveghere Financiara si Asociatia Romana a Bancilor au incheiat un Acord de colaborare pentru realizarea de activitati comune in domeniul educatiei financiare si elaborarea Strategiei Nationale de Educatie Financiara (SNEF).

Scopul acordului vizeaza dezvoltarea, insusirea si aprofundarea unor elemente ale educatiei financiare la nivelul invatamantului primar, gimnazial, liceal, universitar si al persoanelor adulte. Acordul de colaborare asigura un cadru inter-institutional prin intermediul caruia cele cinci parti semnatare vor realiza activitati comune in domeniul educatiei financiare pentru grupurile tinta si schimburi de experienta privind initiativele existente ale partenerilor in domeniul educatiei financiare.

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Asociaţia Română a Băncilor (ARB) și Institutul Bancar Român (IBR) au organizat cea de-a 4-a ediție a evenimentului educațional “Noi tendințe în reglementare, cu focus pe protecția consumatorului” sub egida programului European Money Week, în data de 12 martie 2018.

Programul European Money Week a debutat în anul 2015 și se desfăşoară simultan în statele membre ale Uniunii Europene fiind o acţiune iniţiată de asociaţiile bancare membre ale Federaţiei Bancare Europene, la care ARB este membră. Obiectivul organizării European Money Week la nivelul Uniunii Europene este creșterea nivelului de conștientizare privind importanța educației financiare. Educația financiară promovează o relație echilibrată între clienți și bănci la nivel micro, iar la nivel macroeconomic clienții bancari educați în domeniul financiar asigură stabilitatea sistemului.

În cadrul primei ediţii a European Money Week, Asociaţia Română a Băncilor a lansat site-ul dedicat de educaţie financiară www.educatiefinanciara.info având ca obiectiv promovarea către publicul larg a informaţiilor de natură financiar-bancară care permit asumarea corespunzătoare de către consumatorii de servicii financiare a drepturilor, obligaţiilor şi riscurilor aferente acestora. La cea de a doua ediție a European Money Week, s-a lansat inițiativa public – privată denumită Platforma de Educație Financiară, concepută prin implicarea stakeholderilor întregii pieţe financiare. Obiectivul agregator al partenerilor Platformei îl reprezintă creșterea nivelului de educație financiară în România. În cadrul ediției a treia, ARB și IBR au organizat conferința „Noua paradigmă la nivel european: consumatorul de servicii financiare, între transparenţă şi riscuri”.

Studiul realizat de KPMG

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Prezentari speakeri:

Maria MAXIM – Partener, Wolf Theiss

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Dorin Alexandru BADEA – Vicepreşedinte CFA Romania

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Pentru a vedea tot albumul, dati click pe poze.

În premieră pentru industria financiară din România în materie de proiecte educaționale comune în beneficiul clienților, Manualul practic pentru utilizatorul de servicii financiare este lansat sub brandul Platforma de Educaţie Financiară. Manualul practic pentru utilizatorul de servicii financiare reprezintă o sinteză de informații utile clienților actuali și viitori care utilizează servicii și produse financiare sau oricărei persoane care dorește să se familiarizeze cu concepte din piața bancară, piața de capital, asigurări, pensii și leasing.

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Comunicat de presa

Platforma de Educație Financiară concentrează 21 de entități public – private invitate:

  1. Academia de Studii Economice din București
  2. Asociația Administratorilor de Fonduri din România
  3. Asociația Analiștilor Financiar – Bancari din România
  4. Asociația Brokerilor
  5. Asociația de Plăți Electronice din România
  6. Asociația pentru Pensiile Administrate Privat din România
  7. Asociația Română a Băncilor
  8. Asociația Română a Brokerilor de Credite
  9. Asociaţia Societăţilor de Leasing Operaţional
  10. Asociația Societăților Financiare din România
  11. Autoritatea Națională pentru Protecţia Consumatorilor
  12. Banca Națională a României
  13. Bursa de Valori București
  14. Consiliul Patronatelor Bancare din România
  15. Depozitarul Central
  16. Institutul Bancar Român
  17. Mastercard România
  18. Ministerul Educației Naționale
  19. Uniunea Națională a Societăţilor de Asigurare și Reasigurare din România
  20. Uniunea Naţională a Societăţilor de Intermediere și Consultanţă în Asigurări din România
  21. Visa România

Membrii Platformei de Educație Financiară mizează pe o colaborare interinstituțională care să vizeze promovarea conținutului educațional.

Pentru a vedea tot albumul, dati click pe poze.

Asociaţia Română a Băncilor (ARB) organizează, în săptămâna 27 – 31 martie 2017, cea de a treia ediţie a programului European Money Week.

În cadrul acestui program, Asociaţia Română a Băncilor și Institutul Bancar Român organizează conferinţa „Noua paradigmă la nivel european:  consumatorul de servicii financiare, între transparenţă şi riscuri”. Evenimentul se desfasoară în data de 28 martie 2017 la Institutul Bancar Român.

Agenda seminar

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Prezentari:

Sergiu Manea
Preşedinte Executiv
Banca Comercială Română (BCR)

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Dragoş Bogdan
Founding Partner
STOICA & Asociaţii

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Cornelia Jiloan
Director Direcţia Conformare
Banca Transilvania

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Ana Atanasiu
Managing Associate
Partner Reff & Associates, Deloitte Legal

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Rodica Tuchilă
Consilier financiar bancar
Asociația Română a Băncilor

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Elena Iacob
Partner
Zamfirescu Racoți & Partners

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Asociația Română a Băncilor a primit Premiul Special – „Educație Financiară” decernat de Asociația Română a Brokerilor de Credite în cadrul ediției a II a Galei Anuale “Experiență, Excelență și Viitor în Servicii Financiare”, care s-a desfășurat în data de 23 martie 2017. Premiul Special – „Educație Financiară” a fost acordat ARB în semn de recunoaștere a eforturilor depuse de asociație, alături de partenerii săi, în vederea creșterii nivelului de educație financiară în rândul consumatorilor.

Asociaţia Română a Băncilor (ARB) organizează, în săptămâna 14 – 18 martie 2016, cea de a doua ediţie a programului European Money Week. Institutul Bancar Român este partenerul educaţional al comunităţii bancare în această ediţie a programului.

Programul European Money Week, care a debutat în anul 2015, se desfăşoară simultan în statele membre ale Uniunii Europene fiind o acţiune iniţiată de asociaţiile bancare membre ale Federaţiei Bancare Europene (FBE). Obiectivul organizării European Money Week la nivelul Uniunii Europene este creșterea nivelului de conștientizare privind importanța educației financiare. Educația financiară promovează o relație echilibrată între clienți și bănci la nivel micro, iar la nivel macro clienții bancari educați asigură stabilitatea sistemului.

emw-2016

În cadrul primei ediţii a European Money Week, Asociaţia Română a Băncilor a lansat site-ul dedicat de educaţie financiară www.educatiefinanciara.info în dorinţa de a promova pentru publicul larg informaţiile de natură financiar bancară care permit asumarea corespunzătoare a drepturilor, obligaţiilor şi riscurilor de natură financiară.

He stood there for a long time. Tami Joan and John desperately retreated until they reached the other side 300-101 Dumps Exam of the door, holding two sweaty IIA-CFSA test bodies tightly together. The drivers hand bent into the shape of a cup, blocking the lights shone on the street 200-125 Exam Dumps light, looked at them more carefully. Prepexamwell 300-101 Dumps Exam Suddenly, a Prepexamwell 300-101 Dumps Exam loud noise echoed in the air. Tameron could not help but constricted a while, and John made a short, screaming Learningpdf scream. Behind the driver, the air in IIA-CFSA test the distance was filled with bright red and blue flame stripes instantly. Then again 200-125 Exam Dumps is a few roar Learningpdf 200-125 Exam Dumps and scream. The driver turns and looks up, Learningpdf just to see a huge, 200-125 Exam Dumps orange-red cobweb over the city. It was a fireworks, and Tamie remembered the news read in the newspaper. It is a gift from the host and the Secretary-General of the United Nations to the delegates attending the conference and welcomes them to this great city on Prepexamwell Earth. IIA-CFSA test The driver turned toward the taxi again. Pat soon, he opened the door lock, slowly opened the door. 2 As usual, the Learningpdf informant did not leave a name. Therefore, there is no other way to pour back into the past to understand what the reporter said is a piece of open space. The headquarters radio said He said it was on the Prepexamwell 37th Street near Eleventh Street. Those Learningpdf at the Notification Center never figured out where the exact 300-101 Dumps Exam location of the murder was. Although it is nine oclock in the morning, it has made people sweat more than hot. Emilia Shakes lay aside a tall grass thatch. She IIA-CFSA test is conducting a search of light – a jargon of crime scene investigators – searching for suspicious objects with an S-shaped route. Nothing at all She looked Prepexamwell down at 300-101 Dumps Exam the intercom on the dark blue uniform shirt. Patrolman 5885 calls headquarters without any notice. Do you 200-125 Exam Dumps have any further news The dispatcher replied in a bumpy noise 5885, there is 300-101 Dumps Exam no more information about the scene of the crime at the moment, but one thing The informant said he hoped the victim was dead. Please say IIA-CFSA test it again, 300-101 Dumps Exam headquarters. The complainant said he hoped the victim was already dead. He IIA-CFSA test said it Prepexamwell would be best if so. IIA-CFSA test Finished. Hopefully the victim Dead Shakes struggled across a broken barbed wire and began searching for another piece of open space. Still not found. She wants to leave. Just call 10-90, 200-125 Exam Dumps report that without any discovery, you can return to the Si Si area, it is her daily patrol area. Her Learningpdf knees hurt and she felt as if she had been roasted on a terrible August day. She just wanted to slip to the Port 300-101 Dumps Exam Authority and get stuck with 300-101 Dumps Exam the Little Furrier there and come back to a large can of Arizona iced tea. Then, at eleven thirty – just two hours now – she was able to IIA-CFSA test clear the drawers in the south section of Midtown and go IIA-CFSA test to the lower town for training. But she finally did not do this. She can not leave this briefing without answering the phone call. As she continued to move on, she walked along the hot sidewalk through the path between the two abandoned apartments and into another covered, planted area. She slid 300-101 Dumps Exam her slender forefinger down into her flat-top hat and scratched it with irresistible restraints through layers of long, red hair Learningpdf on Learningpdf her head. In order to scratch more scalp, she simply faded her cap side, while crazy 300-101 Dumps Exam scratch. Sweat Prepexamwell streaming down her forehead, itchy, so she fiercely blew a few brows.

Why did you block Eleven Street What are you Learningpdf thinking She looked at the broad street and Learningpdf she was still using her trash Set barricades blocked. Shes been accustomed to the horn of a car for a long time, 200-125 Exam Dumps but now I realize its too loud, and the long queue Prepexamwell of plugged cars stretches Learningpdf for miles. Prepexamwell Chief, the first police officer who 200-125 Exam Dumps arrived at the scene was responsible for arresting IIA-CFSA test the suspect, placing eyewitnesses and protecting I know the rules of adaptation, the police officer, did 200-125 Exam Dumps you block the street to protect the crime scene Yes, Sir, I think criminals will not park the car in that horizontal street, because it would be so easy to be seen by the people in the apartment over there.You IIA-CFSA test see here and see Eleven Street Prepexamwell seems to be the better choice. Well, I would say that this is a wrong choice, with no footprints found on one side of the 200-125 Exam Dumps railroad tracks, but two IIA-CFSA test sets of footprints directed at the staircase leading to 37th Street. I took 37th Street Blocked. This is my point, they all need Learningpdf to be closed, and theres the train, he asked. 200-125 Exam Dumps Why did you stop it So, sir, Learningpdf I think the Prepexamwell train could cross the scene. Will destroy the testimony, or anything else. What other, police officer I can not explain it clearly, IIA-CFSA test sir. I mean What about Newark airport Yes, sir. She looked back Rescue. IIA-CFSA test There are some police nearby, but they are busy, 300-101 Dumps Exam no one noticed the lectures here. What happened to Newark Airport Why did not you shut it up Austrian, great, so I was scolded. She tightened her Prepexamwell lips just like Julia Roberts, trying to exercise restraint Sir, it looks like in my judgment The New York Highway is also Learningpdf a good choice, along with the Jersey and Long Island Expressways, and you can shut down Interstate 70 and block all the way to St. Louis, where 300-101 Dumps Exam criminals may Learningpdf escape. She bowed a little 200-125 Exam Dumps Head, and 200-125 Exam Dumps Pi Ruidi on the viewing. The two of them are about the same height, but 300-101 Dumps Exam his heel may be thicker. I got a bunch of cranky calls, he continued. Secretary of Ports, Office of the Secretary-General of the 200-125 Exam Dumps United Nations, Head of Conference He raised his head to the Javets Conference Center in that direction We disrupted the process, 200-125 Exam Dumps a senators speech, 200-125 Exam Dumps and traffic in the entire Western District. Even Hurricane Eva has not seen such a thorough end to the rail corridors of the Northeast Corridor. I just thought Piatti laughed. Shakes was such a beautiful woman – the sloshing up of the time before joining the police Prepexamwell academy, the signing model for Learningpdf the Schadlel fashion house on Madison Avenue – so the police officer decided to forgive her. Shakespeare 300-101 Dumps Exam patrolman, he said, looking IIA-CFSA test over her flat chest top with a bulky name Prepexamwell tag. Give you IIA-CFSA test an on-site instructional lesson. Work on the crime scene should take into account the balance. If we blockade the Prepexamwell entire city after every homicide and place all three million Prepexamwell people in interrogation, thats fine, of course. But we can not Thats what I said, and its very constructive and inspiring to you. To be honest, sir, she said bluntly Im moving away from the patrol team and it officially takes effect from noon today. 300-101 Dumps Exam He nodded and smiled happily Well, theres nothing to say, but in the report, its important to say that it is your personal decision to stop the train and the enclosed streets. Yes, sir, She said carelessly Thats right.

La ediţia din acest an a programului European Money Week, Asociaţia Română a Băncilor şi Institutul Bancar Român organizează conferința „ROLUL INDUSTRIEI FINANCIARE ÎN ECONOMIE ŞI COSTUL EDUCAŢIEI FINANCIARE”, în data de 14 martie 2016, conform programului anexat. La această dezbatere vor participa reprezentanţii industriei financiare, ai mediului academic, mass media etc.

De asemenea, în data de 16 martie 2016, Asociaţia Română a Băncilor şi Institutul Bancar Român vor organiza seminarul „IMPORTANȚA EDUCAȚIEI FINANCIARE PENTRU UN TÂNĂR ANTREPRENOR”, conform programului anexat. Audienţa invitată este formată din studenţi/elevi în anii terminali.

Agenda seminar 14.03.2016

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Agenda seminar 16.03.2016

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Prezentari:

Sergiu OPRESCU
Presedinte Consiliul Director al ARB
si Presedinte Alpha Bank

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Felix DANILIUC
Presedinte Asociatia Societatilor Financiare din Romania

Descarca

Adrian MARIN
Membru in Comitetul de Directie al UNSAR

Descarca

Razvan FAER
Presedinte APERO

Descarca

IMG_8956
IMG_6331
IMG_8902
IMG_8885
IMG_8883
IMG_8879

Asociația Română a Băncilor a fost premiată în cadrul GALEI eFINANCE 2016 la secțiunea e-education pentru lansarea în 2015 a website-ului de educație financiară www.educatiefinanciara.info , în care sunt prezentate marelui public noțiuni financiare bancare privind drepturile, obligațiile și riscurile în creditare, dar și soluții generale pentru restructurarea creditelor, modalități de evitare a fraudelor etc. (Florin DĂNESCU – Preşedinte Executiv ARB)

Gala-Premiilor-e-FINANCE-2016

She just wants to sleep. The plane 300-320 Dumps PDF lasted two hours later, waiting for the luggage time dragged too long. The airport shuttle bus also missed the moment, Learnguidepdf the bus as early as an hour ago already drove away. So, 70-417 dumps they have to wait for Testprepwell a taxi now. She stood in the 300-320 Dumps PDF waiting line, slim body due 300-320 Dumps PDF to the 70-417 dumps weight of the laptop tilted 70-417 dumps to one side. John talked about interest rates and new ideas for adjusting business 70-417 dumps partners, but she only thought 300-320 Dumps PDF of one thing it is Friday night at ten thirty, I want to wear pajamas, the United States Learnguidepdf and the United States to Learnguidepdf sleep. A yellow Testprepwell taxi endless stream passing her eyes. These cars are similar in color and Learnguidepdf shape, reminding her of insects. She remembered her when he was a child in the mountains. When she and her brother spotted a broken badger or kicked a red ant nest, she saw a large Testprepwell group of limbs and hands and feet wet wriggling on the ground. This chilling ADM-201 Practice Exam feeling made her shiver. A taxi speeding over, with 70-417 dumps a sharp brake sound abrupt halt. Tami Joan Kefas dragged forward. Driver press the trunk 300-320 Dumps PDF lock, but people did not Testprepwell move 300-320 Dumps PDF in the car. John was upset that they had to get Learnguidepdf their luggage on board. He is used to having others help him with these things. Tami Joan does not matter. Until Testprepwell now, Testprepwell she occasionally will be surprised, I actually have a secretary, help her typing and file management. She threw the suitcase Learnguidepdf ADM-201 Practice Exam onto the car, 300-320 Dumps PDF 70-417 dumps closed the trunk lid, and got into the car. John followed suit. He shut the door heavily, wiping his fat cheeks and his bare forehead as hard as he had done with his luggage. First to East ADM-201 Practice Exam 72nd Street. John murmured to the driver through the bulkhead. Then go to Upper West Side, Tami Joan added. Block the plexiglass partition between the front ADM-201 Practice Exam and rear seats covered with scratches, she could hardly see the driver. Taxi arrows rushed off the road and quickly ran up the highway to Manhattan. Look, John said. Thats why Learnguidepdf people are Testprepwell everywhere today. He pointed 70-417 dumps to a billboard that read Welcome to the United Nations Peace Testprepwell Conference.

He hurriedly recorded his conversation in a black book with a Testprepwell sweaty pen. Oh, just do it. Now, go Testprepwell to those trash cans, stay there and direct the traffic ADM-201 Practice Exam until the entire street is clear. Did you hear that Learnguidepdf 300-320 Dumps PDF She Learnguidepdf turned and left without saying anything good or not, A street, began to slowly move a few trash cans. Every driver who passed by her glared at her, and some mumbled in her mouth. Shakes glanced at the watch. Another hour I can hold on. 3 The peregrine falcon gently waving a few wings, landing in the edge Testprepwell of the windowsill. Outside the window, 70-417 dumps noon the sun bright and dazzling, the weather seems to be extremely hot. Finally, the man murmured, turning 70-417 dumps his head to the buzzing doorbell and looking at 300-320 Dumps PDF the door to the 300-320 Dumps PDF downstairs. Is he He shouted at the staircase, is it Lincoln Lyme turned his head to the 70-417 dumps window again without hearing any answer. The peregrine falcons head turned 70-417 dumps a little and moved very fast, just like a spasm, immediately returning to the original ADM-201 Practice Exam elegant gesture of keeping. Lyme noticed the blood stained its paw, 70-417 dumps and a piece of yellowish Learnguidepdf flesh was pulled by its small, Learnguidepdf black, nut shell-like beak. It stretches short neck, move 300-320 Dumps PDF slowly to the nest, the action is reminiscent of not a bird, but Learnguidepdf a snake. The peregrine Falcon dropped the Testprepwell ADM-201 Practice Exam meat into the small mouth of a blue-winged bird. What I now see 300-320 Dumps PDF is the only creature in New York City without any Learnguidepdf natural enemies, Lyme thought. Maybe God except God. He heard footsteps, and someone was walking up the stairs. Is he He asked Thomas. The young man answered, No. Who is that The doorbell rang, is not it Thomass eyes looked at the window. The bird 70-417 dumps is back.Look, ADM-201 Practice Exam theres blood on your ADM-201 Practice Exam windowsill.Do you see them The ADM-201 Practice Exam female peregrine faltered ADM-201 Practice Exam slowly into Lymes gaze. 300-320 Dumps PDF A blue-gray feather, gorgeous like fish. It is looking up, looking back and forth toward the sky. They are always together, will they be with them for life Exclaimed Thomas. Like a geese Lymes eyes returned to Thomas. The latter Testprepwell was bowing his strong, 70-417 dumps young waist forward, looking through the window, which was splashed with rain. Who is here Lyme asked again. He was annoyed by the deliberate ADM-201 Practice Exam delay of young ADM-201 Practice Exam people. Visitors. Visitors Ha Lyme snorted. He tried to Learnguidepdf recall when the last guest visit Testprepwell was. ADM-201 Practice Exam That is at 300-320 Dumps PDF least three months ago. Who was 300-320 Dumps PDF the guest last visited Maybe those reporters, or a distant relatives. Thats right, its Peter Chter, a spine ADM-201 Practice Exam neurologist in Lyme. Blaine has been here several times, but she certainly can not be a visitor. Its so cold Learnguidepdf here, complains Tommy, reaching out to open the window at the same time. Young typical performance. Testprepwell Lyme thought. Do not open the window, he ordered, well, tell me whos coming Its cold. Youre going 70-417 dumps to scare the bird.You can turn off the air conditioner.Ill be closed. Lets open again, said Tangmajas forcefully to lift the thick wooden frame of the window. The two birds got accustomed 300-320 Dumps PDF to playing since they moved in. Hearing 70-417 dumps the noise, the two peregrine falcons turned their heads and widened their ADM-201 Practice Exam eyes to the source of the noise. But they Testprepwell were just wide-eyed, still on the edge Learnguidepdf of the bay windows, overlooking monarchs overlooking the collapsed ginkgo trees in their territory and the car parked on both sides of the street. Lyme asked again Whos coming Leon Salet. Leon What did he do Thomas looked back and forth at the room.

Institutul Bancar Român cu sprijinul Băncii Naţionale a României şi al Asociaţiei Române a Băncilor organizează SUMMER BANKING ACADEMY în perioada 8 – 12 iunie 2015, la sediul IBR. Programul SUMMER BANKING ACADEMY este o platformă educaţională, oferit de IBR comunităţii bancare, cu sprijinul unor specialişti de marcă, în calitate de speakeri.

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